Why Do You Need Title Insurance?

When investing in a piece of real estate, there a number of steps that you need to take in order to protect your investment – homeowners insurance, for example, protects your home in case of emergencies such as a fire or a flood. Title Insurance is also an important safeguard, but we often don’t know much about it. In this blog, Countywide Title would like to explain a little more about why you need Title Insurance in Plainview.

Historical Defects in the Title

The Title to a property is the evidence that the homeowner is indeed the legal owner of the property. Errors can occur in these records, due to a number of reasons, such as human error or fraud, as well as issues relating to inheritance. For example, if one of the heirs of a property decides to sell without consulting the other heirs, this can lead to defects in the title.


Liens are rights to the property held by individuals or organizations other than the title holder. Financial encumbrances are known as ‘liens’ and are often related to mortgages or taxes. Other encumbrances can include issues with boundaries to the property, known as encroachments, or stipulations relating to the property’s use, known as deed rights.

Protect Yourself Against These with Title Insurance in Plainview

Title insurance in Plainview is the only way to protect against any issues arising from issues with the Title to a property, or liens. Call Countywide Title today at (806) 293-8363 for more information about title insurance in Plainview.


Countywide Title Company © 2021